Saturday, March 22, 2008
Identity Theft Explained
Identity theft is a crime where a person wrongfully obtains and uses another person’s personal information for economic gain through fraud and deception. In most cases the victims losses are not just the financial losses they sustain but also the time, cost and effort it takes for the victim to restore their name and reputation. As quickly as identity theft can destroy your credit it can take you years to repair it.
Dumpster diving, shoulder surfing and trash hopping are all popular methods of stealing your personal information along with online methods such as spam, keylogging and spyware. Whether criminals are hacking into your computer or using simpler methods like grabbing "preapproved" credit card information out of your trash, their\ intentions are the same … to make a quick buck at your expense. Their methods keep changing so consumers need to stay alert.
Remember the work "SCAM":
S – be stingy with your personal information
C – check your financial information periodically
A – ask for your credit report every quarter
M – maintain careful records of your financial information
more from the Department of Justice ...
Don’t stop shopping, don’t keep your money under your pillows and don’t seek out 007 tactics to protect your information. Simply pay attention to your credit and your financial information and don’t give out your personal information. Of course, maintain active and updated Security Software like The Shield Deluxe which protects from spyware and viruses but also make sure you monitor your credit.
. . . . . . . . . .
Monitor your credit with a service like IDENTITY GUARD® Total Protection and get comprehensive monitoring of all 3 Credit Bureaus, the Internet and Public Records to fight identity theft.
- credit bureau reports, scores and monitoring every business day
- Email alerts to promptly notify you of certain changes to ensure each inquiry was properly authorized
- Daily Internet monitoring for unlawful use of Social Security numbers, registered credit cards and other sensitive personal and family data
- Daily scan for credit applications fraudulently submitted in your name
- Report on changes to your public record profiles including: addresses, drivers licenses, owned property, civil judgments or other asset listings
- Unlimited toll free personal customer service
Get TOTAL PROTECTION Today! ¶ 9:57 AM
Dumpster diving, shoulder surfing and trash hopping are all popular methods of stealing your personal information along with online methods such as spam, keylogging and spyware. Whether criminals are hacking into your computer or using simpler methods like grabbing "preapproved" credit card information out of your trash, their\ intentions are the same … to make a quick buck at your expense. Their methods keep changing so consumers need to stay alert.
Remember the work "SCAM":
S – be stingy with your personal information
C – check your financial information periodically
A – ask for your credit report every quarter
M – maintain careful records of your financial information
more from the Department of Justice ...
Don’t stop shopping, don’t keep your money under your pillows and don’t seek out 007 tactics to protect your information. Simply pay attention to your credit and your financial information and don’t give out your personal information. Of course, maintain active and updated Security Software like The Shield Deluxe which protects from spyware and viruses but also make sure you monitor your credit.
. . . . . . . . . .
Monitor your credit with a service like IDENTITY GUARD® Total Protection and get comprehensive monitoring of all 3 Credit Bureaus, the Internet and Public Records to fight identity theft.
- credit bureau reports, scores and monitoring every business day
- Email alerts to promptly notify you of certain changes to ensure each inquiry was properly authorized
- Daily Internet monitoring for unlawful use of Social Security numbers, registered credit cards and other sensitive personal and family data
- Daily scan for credit applications fraudulently submitted in your name
- Report on changes to your public record profiles including: addresses, drivers licenses, owned property, civil judgments or other asset listings
- Unlimited toll free personal customer service
Get TOTAL PROTECTION Today! ¶ 9:57 AM
